Page 5 — Master Gift List
GIFTS
THE DEBT-FREE CHRISTMAS PLANNER 2026
(People 1-20)
NAME
GIFT IDEA
BUDGET
$
ACTUAL
$
STORE
B?
W?
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
Total budgeted: $
Total spent: $
OVER BUDGET?
If actual > budget on any gift, it's not too late to swap it. A $25 thoughtful gift beats a $50 stressed-out one every
time.
Christmas you want. January bill you don't.